In order to bring you the best possible user experience, this site uses Javascript. If you are seeing this message, it is likely that the Javascript option in your browser is disabled. For optimal viewing of this site, please ensure that Javascript is enabled for your browser.
 
Home  |  Career Opportunities  |  Contact Us  |  Login
Advanced Search
 Products & Solutions   Education Center   Service Center   About Ohio National 
Education Center
Life Stages
Retirement
Changing Jobs
Buying Your Home
Family
Receiving a Windfall
Owning a Business
Out on my Own
Client Stories
Women and Finances
Business Owners
Insights
Thanks...
Insurance and Annuity Basics
Investment Options
Investing Basics
 
 Life Stages

Print this page Print this page Decrease Font Size Normal Font Size Increase Font Size

As our lives change over time, so do our financial needs, goals, and priorities. One of the easiest approaches to insurance and financial planning is to review financial needs based on life stages:

Out on my Own »

Changing Jobs »

Having a Family

Buying Your Home »

Owning a Business 

Receiving a Windfall »

Retirement

 

 



Insurance products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Guarantees are based upon the claims-paying ability of the issuer. Product, product features and rider availability vary by state. Issuers not licensed to conduct business in NY. Clients should consult their financial professional on all tax matters.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

Variable Annuity Issuer: The Ohio National Life Insurance Company
Registered Product Distributor: Ohio National Equities, Inc., Member FINRA

Variable annuities are sold by prospectuses, which contain more complete information including fees, surrender charges (contingent deferred sales charges) and other costs that may apply.

To obtain current prospectuses, contact your financial professional or visit ohionational.com/fundinfo. Please read the product and fund prospectuses carefully before you invest or send money. Investors should consider the investment objectives, strategies, risk factors, charges and expenses of the underlying variable portfolios carefully before investing. The fund prospectus contains this and other information about the underlying variable portfolios.

Early withdrawals or surrenders may be subject to surrender charges. Withdrawals are also subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. For tax purposes only, withdrawals will come first from any gain in the contract. Federal and state tax laws in this area are complex and subject to change. Consult your personal tax adviser on all tax matters. Withdrawals may reduce the death benefit, cash surrender value and any living benefit amount.

There is no additional tax-deferral benefit for contracts purchased in an IRA or other tax-qualified plan because these are already afforded tax-deferred status. An annuity should only be purchased in an IRA or qualified plan if you value some of the other features of the annuity and are willing to incur any additional costs associated with the annuity.

Variable annuities are long-term investment vehicles designed to accumulate money on a tax-deferred basis for retirement purposes. Upon retirement, variable annuities may pay out an income stream of a series of payments or a lump sum. If you die during the accumulation or payout phase, your beneficiary may be eligible to receive any remaining contract value.

Guarantees are based upon the claims-paying ability of The Ohio National Life Insurance Company. Guarantees do not apply to the investment performance or account value of the underlying variable portfolios. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. 

Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.

This material is for general use with the public and is not intended to provide investment advice for any individual.

The Ohio National Life Insurance Company and its affiliates have financial interests in the sale of the product detailed within this material.



 
Internet Access Agreement
Privacy Policies and Practices
State Certificates of Authority

©2017 Ohio National Financial Services, Inc.
Product Issuers: The Ohio National Life Insurance Company
and Ohio National Life Assurance Corporation
Registered Products Distributed by: Ohio National Equities, Inc.
Member FINRA
One Financial Way | Cincinnati, Ohio 45242
513.794.6100