Illness and injury happen to planners, too. Will you be prepared?

Illness and injury happen to planners, too. Will you be prepared?

You own your own business which means you know the importance of plans — your overall business plan, your growth plan, and perhaps even a road map for your retirement.

Have you considered a plan for if you became sick or hurt and couldn't work? That could disrupt your business, which also disrupts your life.

Building in protection

The bottom line is – if you become disabled, are your business and your income protected? It’s possible to help protect both through disability income (DI) insurance.

Factor two policies into your master plan for your life and for your business. One that covers the home front, and one that covers the expenses your business incurs.

The reality behind disabilities

If, at this point, you’re thinking that disabilities are usually the result of accidents, you are not alone. But the reality is most disabilities stem from mental health issues, musculoskeletal or digestive disorders and other medical problems.*

It can happen. But if you have the right DI coverage in place, the interruption to your income and to your business may be greatly reduced.

Individual DI covers your personal income to pay for your expenses like a mortgage, car loans, utility bills, etc.

Business Overhead Expense covers your business expenses like rent, payroll, leases, etc.

With DI policies in place, you don’t have to wonder where the money will come from to pay for what you have built. You will have planned for it.

Find out more – we can help

Talk to your Ohio National financial professional today about DI.

* Source: Council for Disability Awareness. http://disabilitycanhappen.org/disability-statistic/ March 28, 2018

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Disability income insurance policies issued by Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Guarantees are based upon the claims-paying ability of the issuer. Disability income insurance is not available in CA. Issuers not licensed to conduct business in NY.

Disability income insurance policies contain exclusions, limitations, reduction of benefits and terms under which the policy may be continued in force or discontinued. For complete details of coverage, contact your financial professional or the company.

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