Security for your family with life insurance

Security for your family with life insurance

If one thing is consistent, it’s that life can be pretty unpredictable. Handling life’s unknowns can be even more stressful when loved ones depend on you. Those unknowns can include career changes, unplanned expenses, changes in health, and one that few people like to talk about—death.

Helping provide peace of mind

Let's face it, we don’t know when we’re going to die. But you do know that you want to provide for your family when it happens. That’s why life insurance can help provide peace of mind knowing your family can have funds to help take care of expenses such as:

  • Mortgage payments
  • Monthly bills
  • Taxes
  • College tuition

Life insurance at its most basic is a contract where you pay a premium to a life insurance company and a death benefit is paid to your beneficiaries (typically your family) should you die.

It’s more affordable than you may realize

Two out of three adults think life insurance is too expensive, but most are overestimating its true cost three times over.¹ In fact, term life insurance can provide you with coverage for your family at an affordable cost. For instance, a 20-year term life insurance policy with a death benefit of $1 million dollars for a 40-year old male can cost as little as $685 a year, or $59.25 a month.²

Surprised? Most people are. Especially when you consider the protection you can afford versus what you pay for internet or cell phone service over the course of a year.

Find out for yourself on how affordable term insurance can be with our online calculator.

Are you ready?

Take the next steps to help protect your loved ones. Contact your Ohio National financial professional to find a life insurance fit for your needs and budget.

¹ LIMRA Facts About Life 2017

² Term rate based on Ohio National’s Term 20 Plus, 40-year-old male, non-smoker, best class,$1,000,000 face amount effective October 4, 2021. Premiums for issued policies will be different based on age, sex, face amount and underwriting classification.

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FlexTerm Series XII policies ICC18-TR-1/1U, Plus ICC18-TR1.P/1U.P) and any state variations are underwritten and issued by, and guarantees based on, the claims-paying ability of Ohio National Life Assurance Corporation.

Premiums are based on the age of the insured at nearest birthday and specified underwriting classification and is subject to change without notice. Premiums for issued policies may be different than a quote premium based upon actual underwriting classification. The premium stated in the policy is guaranteed to remain level for the term of the policy. Term products convertible to the end of the level term period or to the policy anniversary date nearest the insured's 70th birthday, whichever occurs first. Conversion options vary by term product. The policy includes certain limitations during the first two policy years.

Product, product features and rider availability vary by state.  Issuer not licensed to conduct business in New York.