Multi-life DI: Income protection for valuable employees
As a business owner, you know the value of great employees. You may have fringe benefits or bonus plans in place, but what about income protection if an employee becomes disabled and can’t work?
With a multi-life Guaranteed Standard Issue (GSI) program, your select group of employees may be eligible for individual DI policies that are portable and permanently discounted
What is multi-life Guaranteed Standard Issue?
Multi-Life GSI offers a streamlined underwriting process on the group, evaluated as a whole. We will then issue to qualified employees an individual non-cancellable policy with no medical requirements, exclusions, or ratings, at a discounted premium.
Multi-life DI gives your eligible employees:
The marked-down policy stays with them, even if they change employers.
No financial documentation, labs, medical exams or detailed medical questions are required.
An individual DI policy can stand on its own or supplement any group long-term disability coverage already in place.